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Billing & Insurance

Dermatology is considered a specialty in the medical world and we frequently perform procedures in addition to speaking with you about skin concerns. Your insurance plan determines whether you are responsible for paying all or part of your visit, it is your responsibility to know what your plan pays for. Many insurance plans have different pricing for specialty visits.  Also, many of our patients have surgical procedures performed during their visit. Specialty office visits include verbal treatment plans, over the counter drug recommendations and prescription drug management. Surgical procedures include any procedure done in the office (surgery, biopsies, destructions/freezes, injections, PDT, and UPT’s). It is important for you to know if your plan has a deductible, surgical deductible, or has different prices for specialty visits.

For questions regarding billing or insurance, email our billing department at billing@audubondermatolgy.com. 

Questions you may want to ask your insurance company before your visit to Audubon Dermatology.

  1. Do I require a referral or prior authorization to see a specialist doctor?
  2. Do I have a Surgical-Procedure copay and/or deductible?
  3. Will I be responsible for any laboratory or pathology fees?
  4. Am I covered for Outpatient services in a non-facility setting?
  5. Are there any exclusions for certain conditions? For example, some plans do not cover acne, hair loss, hyperhidrosis, corns and calluses, etc.
  6. Are Telehealth Services covered under my insurance plan? (i.e. Virtual Synchronous visits, Telephone Consultations, and Store-N-Forward Asynchronous visits)

Below are the most common insurance codes for Dermatology visits:

  • New Patient Visits: 99202 or 99203 (modifier -95 or -GQ for telehealth)
  • Established Patient Visits: 99212, 99213, or 99214 (modifier -95 or -GQ for telehealth)
  • Biopsy/Destructions (Lesions of concern procedures): 11102, 17110, 17000
  • Injections (Acne, Scar, Hair Loss): 11900
  • Mole Mapping (TB Photography): 96904
  • Misc. information you may need when calling your insurance: Tax ID #: 20-4264241, place of service-11,

If you have a deductible within your insurance plan, (medical, surgical, and/or laboratory) you are responsible for any charges until your deductible is met. Here is a little cheat sheet on the most common types of insurance plans.

  • Strictly Copay Plans:  You pay a fixed amount per visit.
  • Strictly Deductible Plans: You pay the allowed amount contracted by your insurance plan for the services rendered by a medical office until you reach your deductible. After you have reached your deductible, you may be subject to a coinsurance percentage until your Out of Pocket Max has been met for the calendar year.
  • Office Copay & Surgical Deductible Plans: A combination of the above two types of plans. It is your responsibility to know your plan.

ACCEPTED INSURANCES:

Aarp Healthcare Options/United Healthcare  
AARP UHC Medicare Solutions Need a referral.
Advantra HMO Coventry Not a provider.
Aetna HMO/PPO  
Aetna Manage Choice Need a referral unless with Open Access
Aetna Elect Choice Need a referral unless with Open Access
Aetna Select Need a referral unless with Open Access
Aetna Better Health Not a provider.
Aetna Continental Insurance Company  
Allied Benefit Systems  
Ama Insurance Agency  
AmCare Not a provider.
American Continental Life (Genworth)  
American Health Resources  
American Public Life Insurance Company  
AmeriGroup/Healthy Blue Not a provider.
Anthem Blue Cross  
Apwu Health Plan  
Banker’s Life  
Bayou Health Not a provider.
Best Care Not a provider.
Blue Advantage HMO  
Blue Cross Blue Shield Of Mississippi HMO Need a referral, out of state.
Blue Cross Blue Shield Magnolia Local Not a provider.
Blue Cross Large Groups with unique benefits (Ochsner Health Systems) Not a provider.
Blue Cross Blue Shield Signature Blue  
Blue Cross Blue Shield Community Blue Not a provider.
Blue Cross of Louisiana Federal Plan  
Blue Cross of Louisiana HMO/POS  
Blue Cross Of Louisiana PPO  
Blue Cross of Lousiana Office of Group Benefits (OGB)  
Champva  
Christian Brothers Employee Benefit  
Cigna  
Continental General Insurance Company  
Coventry Healthcare Of La.  
Coventry Advantra Not a provider.
Empire Blue Cross  
Employer Plan Services, Inc  
Equian  
Freedom Life Insurance Company of America  
Geha / United  
Gilsbar 360  
Gilsbar / Peoples Health Employees  
Gilsbar (St. Tammany Parish PPO) Not a provider.
Gilsbar (EJ/WJ Hospitals) Out of Network, patient coinsurance 40%.
Golden Rule Insurance (United Health Care)  
HealthSmart Benefit Solutions  
Humana Gold  
Humana Gold Plus Diabetes (HMS SNP) Not a provider.
Humana Gold Plus Diabetes and Heart (HMS SNP) Not a provider.
Humana Total Care Advantage Not a provider.
Humana Ochsner Need a referral.
Humana PPO / HMO  
Humana Military Need a referral
LAHAP Not a provider.
Liberty Healthshare  
Louisiana Medicaid Not a provider.
Mail Handlers Benefit Plan  
Masters,Mates& Pilots Health  
Medicare/Medicare Dual Program Not a provider.
Medicare  
Medigap Claims Administrator/Transamerica  
Meritian Health  
Mutual Of Omaha  
Nalc Health Benefit Plan  
New Orleans Electrical Health Plan  
Noe-ila Field Office  
Oxford Health  
PAI  
Peoples Health Network/Choices 65  
Physician’s Mutual  
Pomco Group  
Ppo Plus  
Providence Health Plan  
Retiree Medical Insurance Plan  
Rr Medicare  
Secure Health Louisiana Not a provider.
Signature Blue  
Starmark  
State of LA Dept of the Treasury  
Stirling Benefits  
The Hartford  
Tricare For Life  
TRICARE WPS VACAA Need a referral.
Tufts Health Plan Direct  
UMR  
United Healthcare – BUPA/SHELL  
United Healthcare Choice Plus  
United Healthcare Community Plan Check your Out of Network benefits. We are not In Network for these plans. You need a referral.
United Healthcare Compass Check your Out of Network benefits. We are not In Network for these plans. You need a referral.
United Healthcare GE Health Choice  
United HealthCare Medicare Solutions  
United Healthcare NTCA  
United HealthCare One Plan  
United HealthCare Student Resources  
United Teachers Association  
UnitedHealth Integrated Services (GEHA)  
USAA Life Ins.  
VA Healthcare Need a referral.
Vantage Health Plan  
Washington National Ins. Co.  
WebTPA/LSU First  
Wellcare  Not a provider.

 

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